In today’s financial landscape, where banking options abound, finding the right institution to meet your needs can be overwhelming. Traditional banks have long been the go-to choice for many, however consumers are quickly realizing that credit unions are often a better optionknowing that local credit unions offer all of the advantages of a bank, yet more perks for your wallet.
Let’s delve into the unique advantages of banking with WheelhouseCreditUnion and compare its offerings to those of traditional banks.
Enhanced Rewards Program
Wheelhouse Credit Union stands out among banks and other credit unions with its unique Debit Rewards1 program, designed to benefit its members in meaningful ways. While traditional banks may offer basic rewards like cashback or travel points for credit card purchases, Wheelhouse Credit Union takes it a step further. Our Debit Rewards program typically offers higher cashback percentages and a broader range of rewards categories. With our rewards program, Members can earn points for every qualifying transaction made with their Wheelhouse Visa® Debit Card, including on expenses like groceries, dining, and even online shopping.
Competitive Dividend Rates
When it comes to savings accounts, traditional banks often offer meager dividend rates that fail to keep up with inflation. Some are near zero. Wheelhouse Credit Union, on the other hand, frequently provides competitive rates on their savings and high-yield checking accounts—as much as 3.00% APY* when you go with InspiredChecking2. This means your money can work harder for you, generating more substantial returns over time. By leveraging higher dividend rates, Wheelhouse Credit Union empowers its Members to grow their savings and achieve their financial objectives faster.
Community-Focused Approach
One of the defining features of credit unions like Wheelhouse is their community-focused ethos. Unlike traditional banks, which are profit-driven entities, credit unions are not-for-profit cooperatives owned by their Members. This ownership structure allows credit unions to prioritize the needs and interests of their members above all else. Wheelhouse Credit Union is deeply committed to supporting the local community through financial literacy programs, charitable initiatives, and personalized Member service. Choosing a credit union over a traditional bank means you become part of a community that truly cares about your financial well-being.
Personalized Service and Member Benefits
Traditional banks often struggle to provide personalized service in an era dominated by digital interactions. Wheelhouse, however, excels in offering a more intimate and personalized banking experience while also putting cutting edge technology in the palm of your hands. With a credit union, you are not just an account number but a valued Member. Wheelhouse Credit Union takes pride in providing tailored financial advice, educational resources, and exclusive Memberbenefits. From financial planning assistance to educational workshops and discounted rates on loans, Wheelhouse Credit Union goes the extra mile to support Members’ financial success.
By choosing Wheelhouse, you become part of a supportive community that is committed to your financial well-being.
* APY = Annual Percentage Yield. Rates are effective as of 01/10/2025 and are subject to change without notice.
1 Debit Reward Points are earned each time you use your Wheelhouse® Visa® Debit Card on qualifying Non-PINbased point-of-sale (POS) transactions. Qualifying Non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account upon verification of qualifying transactions. For every qualified three dollars ($3.00) charged to the cardholder’s enrolled debit card, you will earn one (1) reward point. Log in to Digital Banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with questions or disputes regarding qualifying transactions.
2 To receive the APY of 3.00%, you must make a minimum of 20 qualifying purchase transactions using your Wheelhouse® Visa® Debit Card associated with an Inspired Checking account per calendar month and/or maintain an average daily balance of $75,000 or higher. No minimum balance is required to earn dividends. Inspired Checking is a variable rate account. The APY may change after account opening. APY is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. Inspired Checking requires an initial minimum deposit of $10, monthly direct deposits totaling $450 or more, an active online banking registration, and eStatementswithin 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account which may be subject to different terms, conditions, and restrictions.
Other terms, conditions, and restrictions may apply. Membership is required.
Most homeowners want two things before they commit to a remodel: a realistic sense of cost and a clear picture of what the finished space will look like. Milan Design + Build helps deliver both through its online remodeling estimator and personalized design consultations, supported by a showroom experience and 3D renderings.
“The online estimate gives homeowners a starting number in about a minute, and the showroom and 3D renderings let them see materials and layouts before anything is built,” says David Noriani, CEO of Milan Design + Build. “Keeping design, permits, and construction with one team helps us manage expectations and keep everyone working toward the same vision.”
Courtesy of Milan Design
Modern design is a particular focus for Milan, with an emphasis on clean lines, natural light, functional layouts, and carefully selected materials. The team adapts each design to the homeowner’s lifestyle and the character of the property. Milan Design + Build combines thoughtful design with construction expertise, creating spaces that are as functional as they are beautiful.
The online estimator covers kitchen remodels, bathroom renovations, full-home remodels, and ADU construction. At Milan’s showroom on Carroll Road, visitors can review real materials, finishes, and design options, meet the design-build team, and discuss project scope, budget, and timing. Consultations can also be held virtually for homeowners who prefer to start remotely.
At Milan Design + Build, one integrated team works on the entire project. Design and construction aren’t divided between separate firms. The process begins with a consultation and feasibility review, followed by design, space planning, and 3D renderings developed from detailed measurements and digital scans. The team also coordinates architectural plans, structural engineering, city approvals, and material selection, with construction overseen by a dedicated project manager.
Homeowners can explore their remodeling options, get an initial estimate, or request a design consultation at MilanBuild.com.
At any given time, there are roughly 200 research investigations and clinical trials being conducted at Scripps Health in as many as 25 medical specialties. Research and patient care go hand-in-hand at Scripps. Those studies can be categorized as clinical trials of a medication or device that are conducted by Scripps physicians and studies designed by Scripps’ physicians and clinicians. Click here to learn about three exciting studies underway at Scripps and the benefits to patients.
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Scripps has recently unveiled new features in the MyScripps patient portal and mobile app to help patients connect with their primary care team and simplify the payment process. Among the recent updates is the addition of primary care E-visits for minor conditions. Patients who have an established primary care physician can schedule an E-visit, complete an online questionnaire and, if needed, send a photo. Their doctor can then advise and prescribe medication, when appropriate. Autopay is also now available through MyScripps. Patients can enable or disable autopay, allowing them to more easily manage payments. Learn more about MyScripps and how it helps patients stay connected here.
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Farrah Adams had a persistent dull ache in her lower back that her massage therapist suggested might be caused by the way she sat or drove. That explanation seemed reasonable, but when coupled with heavy, painful periods led the then 46-year-old to seek answers. When she looks back on it now, she’s beyond grateful she trusted her gut. She made an appointment with a Scripps OB-GYN, who determined she had Stage 3 cervical cancer that had spread to several lymph nodes. Farrah was overwhelmed, but immediately found a “champion” in Scripps Clinic gynecologic oncologist Jo Marie Tran Janco, MD. After undergoing successful treatment at Scripps Cancer Center, Farrah is now using her story to inspire other women to make time for care. Read more of her story here.
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In the last several years, there’s been a surge in FDA approvals for what’s known as oral oncolytics. Oral oncolytics are targeted cancer therapies that come in tablet, capsule or liquid form that patients can take at home, rather than in an infusion clinic. Scripps physicians have seen exponential growth using this approach, with patients citing convenience as a major quality-of-life enhancement in their cancer treatment. This approach also allows treatments to be customized based on specific genetic mutations and a patient’s unique disease biology. Find out more about oral oncolytics here.
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Meet San Diego’s leading healthcare professionals, delivering exceptional medical and dental care through innovation, expertise, and dedication to patients.
Unio Specialty Care is a multi-specialty practice specializing in urology, gastroenterology, and radiation oncology.
Unio’s Radiation Oncology team—Dr. Donald B. Fuller, Dr. Tahir Ijaz, Dr. Reza Shirazi, and Dr. Siavosh Vakilian—combines extensive clinical experience with a commitment to personalized cancer care. The RO team treats cancerous and non-cancerous conditions using precision therapies including SBRT, IGRT, and the CyberKnife® S7 System, the only system of its kind in Southern California. Their expertise spans prostate, breast, lung, gastrointestinal, pancreatic, and central nervous system cancers, as well as low-dose radiotherapy for osteoarthritis.
In 2026, Dr. Shirazi and Dr. Vakilian were recognized as San Diego Top Doctors, joining Dr. Fuller and Dr. Ijaz, who have previously received this distinction.
