In an ever-changing financial landscape, the quest for investment security and stability in retirement planning remains paramount. Amid economic uncertainties and market volatility, converting an Individual Retirement Account (IRA) to gold has gained significant traction. This article explores the intricacies of this strategic financial move, delving into the reasons behind it and the step-by-step process required to transition your IRA into a gold-backed haven. Whether you’re a seasoned investor or someone new to financial planning, understanding how to convert an IRA to gold can safeguard your retirement savings against the unpredictable tides of the modern financial world.
Research: Start by researching Gold IRA companies. Look for companies with a strong track record, good customer reviews, and a reputation for integrity and transparency (can be found from the list above or with more details below).
Inquire: Contact several companies and ask about the types of metals allowed. Fees can include setup fees, annual dues, storage, and transaction fees.
Select a Custodian: Gold IRA companies are often different from custodians. A custodian holds and secures the assets. Federal or state agencies must approve them to provide asset custody services to individual investors. Ensure your custodian is IRS-approved.
Step 2: Open a self-directed gold IRA account
Application Process: Once you’ve chosen a custodian, you must complete some paperwork to open your self-directed IRA. This process includes providing personal information and documentation.
Understand the Rules: Make sure you understand the rules and regulations of a self-directed Gold IRA. Certain restrictions exist on what you can invest in and the necessary steps for storing your assets.
Step 3: Transfer funds
Arrange a Gold IRA Transfer or Gold IRA Rollover: You must move funds to your new Gold IRA.
Timing and Tax Implications: If choosing a gold IRA rollover, be aware of the 60-day rule, meaning you must complete the gold IRA rollover within 60 days to avoid tax penalties. Direct transfers are not subject to this rule.
Step 4: Purchase gold and store it
Select Your Metals: Once your Gold IRA is funded, you can select the gold or other precious metals you wish to purchase. Your custodian may have a list of available inventory, or you may need to provide specifics about what you’re looking for.
Understand Purity Requirements: Remember, the IRS has purity requirements for gold (0.995) and precious metals in IRAs.
Secure Storage: The custodian will arrange safe storage in an IRS-approved depository after purchasing.
Step 5: Monitor your investment portfolio
Regular Reviews: Keep an eye on how your gold investment performs as part of your larger retirement portfolio. Most Gold IRA companies provide regular account statements and updates.
Rebalance if Necessary: Over time, you might need to rebalance your portfolio to maintain the right asset allocation.
Stay Informed: Keep abreast of market conditions affecting the price of gold and understand how these conditions can impact your overall retirement investment strategy.
#1 Augusta Precious Metals: Editor’s Choice – Best Gold IRA Company Overall (4.9/5)
Pros:
Extensive informational materials for investors.
Individualized support with devoted representatives.
Free from aggressive sales approaches.
Cons:
Greater initial investment threshold than many competitors.
Restricted variety beyond gold and silver.
Transactions aren’t available online; they necessitate a phone conversation.
Precious Metals Available
Gold
Silver
Palladium
Platinum
Minimum Investment
$50,000
Company Overview
Augusta Precious Metals stands out due to its commitment to educating clients and maintaining transparency. With competitive rates and a diverse array of products, it’s an excellent pick for informed investors. Their top-tier customer support often receives high praise, and their impressive A+ rating from the Better Business Bureau enhances their trustworthiness. Importantly, they conduct customized online meetings to help clients navigate their IRA choices. Turn to Augusta for a reliable and insightful investment experience.
BBB Rating: A+
TrustPilot Score: 4.3/5
Starting Investment: $50,000
Other Available Metals: Silver
Augusta Precious Metals holds a prominent position in the gold IRA sector. They are devoted to assisting clients in broadening their retirement assets and facilitating a smooth transition into the realm of gold, silver, and other precious metal IRAs.
Their profound knowledge ensures tailored advice suited to each client’s investment requirements. Augusta’s platform prioritizes investor education, empowering them with the necessary insights to make sound choices. Their commitment to clear dealings guarantees no concealed charges, offering assurance to those exploring the precious metals IRA domain.
Furthermore, Augusta Precious Metals has made a mark with its unparalleled client support, making certain that customers feel valued throughout their journey. By combining expertise, clarity, and a customer-centric ethos, they emerge as a preferred option for individuals considering precious metals in their retirement strategy.
#2 Preserve Gold: Runner up – Best Price Match for Precious Metals IRA Company (4.8/5)
Pros:
Continuous Account Assistance
Zero Charges on Resale Commitments
Broad Range of Metallic Options
Cons:
Required to Phone or Complete a Form for Metal Cost Information.
Lacks Clarity on Delivery Procedures.
Precious Metals Available
Gold
Silver
Platinum
Palladium
Coins
Bars
Minimum Investment
$10,000
Company Background
With a collective experience spanning over 30 years, Preserve Gold Group’s leadership team is dedicated to delivering a comprehensive service journey. They firmly believe that their engagement with clients extends well beyond the initial transaction. The firm stands by your side throughout your investment’s duration.
Customers benefit from consistent interactions with a dedicated representative that helps them monitor their investments and offers timely insights. For those curious about market dynamics or looking to resell their precious metals, Preserve Gold makes the process seamless.
Preserve Gold emphasizes its commitment by not levying any liquidation fees and promising some of the best buyback rates for precious metals in the sector.
BBB Score: A
TrustPilot Score: 5-star
Available Metals Besides Gold: Silver, Gold, Palladium, and Platinum
#3 Goldco: Best Gold IRA Rollover & Buyback Program (4.6/5)
Pros:
Well-known for outstanding client support and responsive account managers.
Presents a diverse range of gold and silver items ideal for IRAs.
Supplies a detailed guide on gold investing for newcomers.
Cons:
Restricts IRA offerings to gold and silver, excluding other precious metals.
A few clients have noted efforts to promote additional services during the investment journey.
Precious Metals Available
Gold
Silver
Palladium
Platinum
Minimum Investment
$25,000
Company Background
Goldco is renowned for its devotion to client education and customized investment solutions. With a notable A+ BBB rating, their specialized team champions clear dealings and offers competitive rates. Their rich resources and expert advice simplify the IRA journey. For those in search of a distinctly personal approach and a dependable gold IRA collaborator, Goldco emerges as a top pick.
BBB Score: A
TrustPilot Score: 4.8/5
Starting Investment: $25,000
Available Metals Besides Gold: Silver
Goldco has carved a niche for itself in the gold IRA market, advocating the inclusion of gold and additional precious metals in retirement strategies. Their core mission revolves around aiding people in shielding their retirement nest eggs from economic uncertainties, underscoring the enduring worth of precious metals as protection against rising costs.
Embarking on a gold IRA path with Goldco is effortless. Their knowledgeable team dispenses vital insights, ensuring a seamless shift from conventional IRAs to those backed by gold. In addition to gold, Goldco expands horizons by shedding light on other precious metals, allowing for a wider range of retirement asset diversification.
Goldco’s commitment to client enlightenment stands out. They furnish a plethora of resources, spanning from market overviews to in-depth guides, bolstering investor confidence in every step. Combined with their steadfast pledge to openness and exemplary customer support, Goldco is recognized as a reliable companion in pursuing a financially secure horizon.
#4 American Hartford Gold: Best Price for Bullion (4.5/5)
Pros:
Expertise in gold IRA rollovers ensures a seamless switch for investors.
Offers a wide variety of precious metals approved for IRAs.
Attractive rates on gold items specifically designed for IRAs.
Cons:
Their fee breakdown might lack the clarity offered by other firms.
The starting investment threshold could be steeper compared to other service providers.
Precious Metals Available
Gold
Silver
Palladium
Platinum
Minimum Investment
$10,000
Company Background
The American Hartford Gold Group, headquartered in Los Angeles, California, Has earned a solid reputation as a company specializing in selling precious metals and services related to IRAs for over a decade.
Throughout its extensive tenure in the industry, the company has garnered numerous accolades to underscore its reliability. These accolades include a consistent A+ rating from the Better Business Bureau, alongside nearly impeccable ratings on platforms such as Google Reviews and Trustpilot.
Further enhancing its reputation is the endorsement of influential figures within the United States. Prominent figures, including conservative commentator Bill O’Reilly and former Mayor of New York City, Rudy Giuliani, have publicly supported the company.
The company is renowned for its diverse selection of precious metals offered to clients. Their product catalog encompasses an array of gold, silver, palladium, and platinum coins and bullion sourced from various mints worldwide.
#5 Birch Gold Corporation: Great Staff Overall (4.2/5)
Pros:
Various precious metals include gold, silver, platinum, and palladium.
Provides an in-depth “Guide to Precious Metals” for newcomers.
Places significant focus on educating clients to enable well-informed choices.
Cons:
Beginning fees and storage costs could be steeper compared to other providers.
A few clients mention extended delivery durations than anticipated.
Precious Metals Offered
Gold
Silver
Minimum Investment
$10,000
Company Background
Birch Gold Group distinguishes itself through in-depth market analyses and personalized investment advice. Their clear pricing structure, broad selection of precious metals, and dedication to client education position them as a top pick for many. Their A+ Better Business Bureau rating highlights their unwavering commitment to client contentment. Plus, their expert team is always on hand, guaranteeing a hassle-free IRA initiation. Consider Birch Gold for a knowledgeable and streamlined investment journey.
Birch Gold Group is recognized as a leading hub for those aiming to weave gold and other precious metals into their retirement plans. Renowned for its gold IRA expertise, the Birch Gold Group name is synonymous with credibility, consistency, and profound sector understanding.
Their platform is crafted to demystify the intricate aspects of the precious metals sphere, ensuring investors are adequately informed to make gold IRA decisions. The team at Birch Gold Group provides individualized guidance, making the often intricate realm of precious metal IRAs comprehensible and actionable.
A defining feature of their offering is their commitment to openness, ensuring clients have full clarity on charges and investment procedures. Their blend of extensive market knowledge, top-notch client care, and a reputation for reliability positions Birch Gold Group as a prime choice for those seeking to enhance their retirement holdings with the dependability of precious metals.
#6 Lear Capital: Top Gold IRA Firm Offering a Simplified and Easy Transaction Process (4/5)
Pros:
Top-rated Gold IRA Provider
Complimentary IRA Establishment and Storage
No-Cost Gold IRA Information Pack
Cons:
Restricted Range of Platinum and Palladium
Waiver of Setup and Storage Costs Exclusive to Select Minted Coins
Precious Metals Available
Silver
Gold
Palladium
Platinum
Minimum Investment
$25,000
Company Background
Since 1997, Lear Capital has positioned itself as a premier gold IRA firm, facilitating over $3 billion in deals with the satisfaction of more than 90,000 clients. Boasting over a quarter-century of expertise and a plethora of top-rated reviews, Lear Capital has earned a solid reputation in the realm of precious metals.
BBB Score: AAA rating
TrustPilot Score: 4.8-star rating
In line with other entities in the gold IRA niche, Lear Capital offers the option to either establish precious metals IRAs or directly acquire gold and silver. Whether your inclination is toward gold-minted coins or silver ingots, Lear Capital presents an extensive array of metallic assets to pick from.
Initiating a gold IRA with Lear Capital is an efficient and straightforward affair. To begin, you’ll consult an account specialist to outline your objectives and clear any doubts. Following this, Lear Capital guides you through the brief application phase, which merely consumes about 10 minutes. Once this is done, your new gold IRA account with Lear Capital will be operational within a day.
A Gold IRA Rollover, also known as a Gold IRA Rollover, is a unique financial strategy that involves a Gold IRA Rollover to help individuals secure their retirement savings. With a Gold IRA Rollover, individuals can diversify their investment portfolio by adding physical gold and other precious metals to their Gold IRA Rollover. The Gold IRA Rollover process begins with opening a self-directed IRA, which allows for more investment flexibility compared to traditional IRAs.
Funds from existing retirement accounts, such as a 401k to gold or traditional Gold IRA Rollover, can be transferred or rolled over into the self-directed Gold IRA Rollover.
In a Gold IRA Rollover, the acquired funds are used to purchase physical assets like Gold IRA Rollover, Silver IRA Rollover, Platinum IRA Rollover, and Palladium IRA Rollover. These precious metals are typically stored in a secure, IRS-approved depository to ensure their safety. The Gold IRA Rollover is managed by a trustee or custodian, responsible for overseeing compliance with IRS regulations and handling administrative tasks.
One of the most attractive features of a Gold IRA Rollover is its tax benefits, as it enjoys the same tax advantages as traditional IRAs, allowing for either tax-deferred or tax-free growth of investments, depending on the specific account type. When it comes time to take distributions in retirement, a Gold IRA Rollover operates like any other gold IRA rollover, offering flexibility in accessing funds, including the value of the precious metals within the Gold IRA Rollover. Incorporating a Gold IRA Rollover into your retirement strategy can help protect and diversify your wealth with Gold IRA Rollover, Silver IRA Rollover, Platinum IRA Rollover, and Palladium IRA Rollover investments.
Why Transfer IRA to Gold and Silver?
If you have an Individual Retirement Account (IRA) and want to diversify your investment portfolio. Transferring your IRA to gold and silver is the protection it offers against economic uncertainties. Precious metals have long been a haven investment during market volatility and economic downturns.
This can be especially important for retirement savings, as it ensures that your hard-earned money is safeguarded against inflation and potential financial crises. Gold and silver offer a hedge against currency fluctuations and geopolitical uncertainties. In times of economic instability or political unrest, the value of traditional investments can be heavily influenced by currency devaluations or government policies. However, due to their intrinsic value and global recognition, precious metals like gold and silver tend to maintain their worth regardless of domestic or international economic conditions.
Choosing the Right Gold IRA Company
Finding the right Gold IRA company to work with is crucial for a successful and secure investment. With numerous options available in the market, it can be overwhelming to make the right choice.
Firstly, look for companies with a solid reputation and track record in the industry. Read reviews and testimonials from their clients to gauge their level of customer satisfaction. It is also advisable to check if the company is accredited and regulated by relevant authorities. A reputable Gold IRA company should have transparent communication and be willing to answer any questions you may have.
Secondly, consider the range of services and products offered by the company. They should also offer multiple storage options, including segregated storage, to ensure the safety and security of your assets.
Lastly, customer service is vital when selecting a Gold IRA company. Look for a company that provides exceptional customer support and is easily accessible. A reliable company will have knowledgeable representatives willing to assist you throughout the investment process and address any concerns or queries you may have.
Opening a Gold IRA Account
First and foremost, gold has proven to hold its worth over time, unlike stocks, bonds, or even fiat currency. It has been the ultimate form of money for thousands of years. This enduring value makes gold an attractive investment option for those safeguarding retirement funds.
Secondly, during economic instability, governments tend to print more money, leading to a decrease in the purchasing power of fiat currency. In such scenarios, gold has historically retained its value and even increased in price. By investing in a Gold IRA account, you can protect your retirement funds from the negative effects of inflation and currency devaluation.
Furthermore, diversification is a key strategy when it comes to investing. By opening a Gold IRA account, you add a valuable asset class to your portfolio that is not directly tied to the stock market. This makes it an ideal addition to your investment portfolio.
Purchasing Eligible Precious Metals
Purchasing eligible precious metals, such as gold, silver, platinum, or palladium, can be a wise investment strategy. To answer your question without plagiarism, here are some key points to consider:
Identify Your Investment Goals: Before purchasing precious metals, define your investment goals. Are you looking for a long-term store of value, a hedge against inflation, or short-term profit? Your goals will help determine your approach.
Research Precious Metals: Understand the different types of precious metals available for investment. Each metal has its unique characteristics, including price volatility, industrial uses, and historical performance.
Choose a Reputable Dealer: It’s crucial to buy from a reputable and established dealer. Research dealers’ reviews, ratings, and any complaints from previous customers. Look for dealers that are accredited by relevant industry associations.
Verify Eligibility: Some investments, such as Individual Retirement Accounts (IRAs), allow you to hold eligible precious metals. Ensure that the metals you purchase meet the eligibility criteria if you plan to include them in your retirement account.
Storage and Security: If you choose to own physical precious metals, consider where and how you’ll store them. Safety deposit boxes, home safes, or professional vault storage are options to consider. Ensure proper security measures to protect your investment.
Storing Your Gold IRA Assets
A Gold IRA (Individual Retirement Account) allows individuals physical gold and other approved precious metals as part of their retirement portfolio. Because it involves tangible assets, the question of storage becomes paramount. Here’s a breakdown of what “storing your Gold IRA assets” entails:
Gold IRA Storage Basics
Physical Storage: Unlike traditional IRAs which typically hold paper assets, a Gold IRA holds physical bullion coins or bars. This means the assets have to be stored in a physical location to ensure their safety and authenticity.
Approved Depositories: The IRS requires that the precious metals in a Gold IRA be stored in an approved depository. These depositories are secure facilities designed specifically for holding precious metals.
Custodian Management: By law, Gold IRAs must be administered by a custodian, which can be a bank, credit union, trust company, or any entity approved by the IRS. The custodian handles all administrative responsibilities and ensures that the gold is stored in accordance with IRS regulations. They don’t physically handle the gold but instead contract with approved depositories for storage.
Segregated vs. Commingled Storage: Some depositories offer the option to store your metals in a segregated space, meaning your assets are stored in a separate space distinct from other investors’. Commingled storage, on the other hand, means your metals might be stored alongside assets from other investors, but they remain separate in terms of ownership.
Inspection and Audits: Good custodians and depositories will have routine inspections and audits to ensure the safety, authenticity, and quantity of the gold and precious metals being stored. This ensures the investor’s peace of mind.
Access and Liquidation: While your gold is securely stored, you typically won’t have direct access to it. If you decide to take a distribution or liquidate your Gold IRA assets, the custodian will handle the process, which may involve selling the gold or transferring it.
Tax Implications and Benefits of Gold IRAs
Gold IRAs, like other types of Individual Retirement Accounts, come with a set of tax implications and benefits. However, because they involve holding tangible assets like gold and other precious metals, there are some unique considerations. Here’s an overview:
Tax-Deferred Growth
Like traditional IRAs, is tax-deferred growth. This means that while the assets within the IRA grow in value, no taxes are due until you start taking distributions.
Contributions
Contributions to a traditional Gold IRA may be tax-deductible, depending on your income level and whether a retirement plan at work covers you or your spouse.
Distributions:
Traditional Gold IRA: When you take distributions from a traditional Gold IRA, the amount is treated as ordinary income and is subject to income tax at your then-current rate.
Roth Gold IRA: Qualified distributions from a Roth Gold IRA are tax-free since you’ve already paid taxes on the contributions. However, certain conditions must be met, like holding the Roth IRA for at least five years and being at least 59½ years old.
Required Minimum Distributions (RMDs): For traditional Gold IRAs, once you reach age 72, you must start taking RMDs, which are minimum amounts that you must withdraw annually. Failure to do so can result in hefty penalties. Roth IRAs do not have RMDs for the original owner.
Physical Distribution: If you decide to take physical possession of the gold or precious metals in your IRA as a distribution, the value of the gold at the time of distribution will be considered as taxable income. If it’s a traditional IRA, it will be taxed as ordinary income. If it’s a Roth and the distribution is qualified, there’s no tax.
Diversifying Your Retirement Portfolio with Gold
Diversifying your retirement portfolio is a fundamental investment strategy to manage risk and potentially enhance returns over time. Incorporating gold into this portfolio can offer several benefits and serve as a hedge against certain economic uncertainties. Here’s a closer look at the reasons and methods for diversifying your retirement portfolio with gold:
Hedge Against Inflation: Historically, gold has been viewed as a protection against inflation. As the value of currency falls, the relative purchasing power of gold often remains stable or even increases.
Diversification: Gold often has a low or negative correlation to stocks and bonds. This means that when other assets are declining in value, gold may not be, providing balance to a portfolio.
Protection Against Currency Devaluation: Gold is priced globally in U.S. dollars. If the dollar weakens, the price of gold in dollars might increase, even if the gold price remains stable in other currencies.
Tangible Asset: Unlike stocks or bonds, gold is a tangible asset, meaning you can hold it in your hand. This physicality provides some investors with a sense of security.
Methods to Diversify with Gold
Gold IRAs: As previously discussed, a Gold IRA allows you to hold physical gold as part of your retirement assets. This setup offers tax benefits but requires secure storage through approved custodians.
Gold ETFs and Mutual Funds: For those who want exposure to gold without holding the physical metal, exchange-traded funds (ETFs) and mutual funds that track the price of gold can be an option.
Gold Certificates: Some institutions offer certificates that represent ownership of gold without the investor having to store the physical metal.
401k to Gold IRA Rollover
A 401k to Gold IRA rollover can be a strategic financial move for individuals looking to diversify their retirement portfolio. By converting your traditional 401k into a Gold IRA, you can potentially add stability and security to your retirement savings. Gold has historically been seen as a hedge against economic uncertainty, making a 401k to gold rollover an attractive option for many investors.
The process of a 401k to Gold IRA rollover involves liquidating your existing 401k assets and using the proceeds to purchase precious metals such as gold. This transition allows you to hold physical gold within a self-directed Individual Retirement Account (IRA), which can offer tax benefits and safeguard your retirement savings against the volatility of traditional financial markets.
When considering a 401k to Gold IRA rollover, it’s essential to consult with a qualified financial advisor or IRA custodian to ensure that you meet the IRS guidelines and regulations. Additionally, you should conduct thorough research on gold investment options and assess the potential risks and benefits associated with this type of retirement account.
The process requires careful planning and understanding of the associated rules and benefits. Here’s a guide on how to roll over a 401k to Gold IRA Rollover:
Understanding the Gold IRA Rollover Process:
Eligibility: Not all 401(k) plans can be rolled over into a Gold IRA rollover. Typically, you can initiate a rollover from a 401k to gold when you leave an employer, retire, or under certain plan provisions.
Direct Rollover: This is the most common method. In a direct gold IRA rollover, funds move from the 401(k) directly to the Gold IRA without you receiving the funds. This method avoids any immediate tax consequences, especially in gold IRA rollover.
Frequently Asked Questions
How do I convert my IRA to gold without penalty?
To convert your IRA to gold without incurring penalties, you should opt for a direct transfer between your current IRA custodian and the Gold IRA custodian. In this process, of how to move 401k to gold IRA directly without you receiving the funds, preventing early distribution penalties or taxes. If you receive the funds personally, it’s imperative to redeposit them into the Gold IRA within 60 days. Exceeding this timeframe could lead to taxes and penalties. Therefore, understanding IRA rules is crucial to ensure smooth conversion without any financial setbacks.
Should I put my IRA into gold?
Deciding whether to invest your IRA in gold depends on your investment goals, risk tolerance, and diversification strategy. Gold is often seen as a hedge against inflation, currency fluctuations, and economic downturns. It can provide stability in a diversified portfolio, especially during times of market volatility. However, like all investments, it carries its own set of risks. Consulting with a financial advisor can provide insights tailored to your specific situation.
How do I get physical gold in my IRA?
To hold physical gold within your IRA, you’ll need to set up a self-directed IRA (SDIRA) with a custodian that allows for gold investments. Once established and funded, you can purchase IRS-approved gold products, which typically need to meet certain purity standards. However, it’s essential to note that the IRS requires this gold to be held in an approved depository; you cannot take personal possession of the gold while it’s part of your IRA.
What are the main benefits of converting my IRA to gold?
Converting your IRA to gold offers several benefits. Firstly, gold serves as a protection against inflation and can act as a hedge during economic uncertainties. Additionally, it provides portfolio diversification, often having a negative correlation to stocks and bonds. This means when other assets might be declining in value, gold can remain stable or even increase. Gold also offers protection against currency devaluation and provides tangible asset assurance, which can be psychologically comforting for some investors.
How do I choose the right gold IRA company?
Choosing the right Gold IRA company involves research and diligence. Look for companies with reputable track records, transparent fee structures, and positive customer reviews. It’s also crucial to ensure they offer secure storage options in IRS-approved facilities. Asking about their storage fees, transaction fees, and any additional costs is essential. Also, consider the range of precious metal products they offer and whether they meet the required purity standards. Seeking recommendations and reading testimonials can further guide your decision.
Final Thoughts – Convert IRA to Gold: Step-by-Step Gold IRA Transfer Guide
Convert IRA to gold can be a prudent financial move for those seeking to safeguard their retirement savings in uncertain economic times as well as for convert 401k to gold. Gold and silver investments offer protection against market volatility, economic downturns, currency fluctuations, and geopolitical instability. This process involves selecting a reliable gold IRA company, creating a self-directed gold IRA account, transferring funds, purchasing precious metals, and overseeing your investment portfolio.
It’s important to understand the tax implications, storage choices, and advantages of diversifying your retirement portfolio with gold. By adhering to these steps and considerations, you can fortify your financial security and balance your investment strategy.
.
Studio S
OCTOBER 22, 2026
Milan Design + Build Helps San Diegans Remodel Their Homes
The San Diego home remodeling company works on full homes, kitchens, bathrooms, home additions, ADUs, garages, landscapes, and hardscapes.
Most homeowners want two things before they commit to a remodel: a realistic sense of cost and a clear picture of what the finished space will look like. Milan Design + Build helps deliver both through its online remodeling estimator and personalized design consultations, supported by a showroom experience and 3D renderings.
“The online estimate gives homeowners a starting number in about a minute, and the showroom and 3D renderings let them see materials and layouts before anything is built,” says David Noriani, CEO of Milan Design + Build. “Keeping design, permits, and construction with one team helps us manage expectations and keep everyone working toward the same vision.”
Courtesy of Milan Design
Modern design is a particular focus for Milan, with an emphasis on clean lines, natural light, functional layouts, and carefully selected materials. The team adapts each design to the homeowner’s lifestyle and the character of the property. Milan Design + Build combines thoughtful design with construction expertise, creating spaces that are as functional as they are beautiful.
The online estimator covers kitchen remodels, bathroom renovations, full-home remodels, and ADU construction. At Milan’s showroom on Carroll Road, visitors can review real materials, finishes, and design options, meet the design-build team, and discuss project scope, budget, and timing. Consultations can also be held virtually for homeowners who prefer to start remotely.
At Milan Design + Build, one integrated team works on the entire project. Design and construction aren’t divided between separate firms. The process begins with a consultation and feasibility review, followed by design, space planning, and 3D renderings developed from detailed measurements and digital scans. The team also coordinates architectural plans, structural engineering, city approvals, and material selection, with construction overseen by a dedicated project manager.
Homeowners can explore their remodeling options, get an initial estimate, or request a design consultation at MilanBuild.com.
Association of Fundraising Professionals San Diego To Recognize 11 Honorees at 54th Annual National Philanthropy Day in November
This year’s theme, 'Impact Through Philanthropy,’ spotlights the impact of individuals, businesses and community organizations throughout San Diego County.
“Impact through Philanthropy isn’t just a theme; it’s what we see every day in San Diego’s diverse communities,” said Ingrid de Llamas, CFRE, IAP, AFP San Diego chapter president. “The honorees show what’s possible when intention meets generosity, leadership and dedication come together. We’re honored to celebrate the honorees alongside our presenting sponsor, PNC Bank.”
“Philanthropy is one of San Diego’s great strengths—not just because of this community’s generosity, but because of what happens when people unite around the belief that our region can be better,” said Mark Stuart, President & CEO of the San Diego Foundation and Honorary Committee Chair for National Philanthropy Day. “National Philanthropy Day lets us recognize the donors, volunteers, fundraisers, and organizations who turn that belief into action, strengthening lives throughout our community. Celebrating them reminds us all of the extraordinary power we have when we work together.”
Eleven honorees, including eight individuals and three organizations, were selected from scores of nominees submitted from throughout San Diego County. Honorees were selected through a rigorous vetting process by AFP San Diego’s Honorary Committee.
2026 National Philanthropy Day Honorees:
Outstanding Development Professional, Emerging Leader – Miguel Lopez, CFRE (San Diego Foundation)
Outstanding Development Professional, Mid-Career – Amie Brown, CFRM (Meals on Wheels San Diego County)
Outstanding Development Professional, Career Achievement – David Hanses (Scripps Institution of Oceanography)
Outstanding Organization, IDEA – The San Diego LGBT Community Center
Outstanding Grantmaking Organization – David C. Copley Foundation
Outstanding Philanthropic Business or Corporation – Maya’s Cookies
Outstanding Student Volunteer – Chris Zheng (Casa de Amistad)
Outstanding Volunteer – Dr. Suzanne Afflalo (A Healthier Me)
Outstanding Volunteer – Fred Davis (Serving Seniors)
Outstanding Philanthropists – Mel & Linda Katz
Special Lifetime Achievement Award – Ingrid de Llamas, CFRE, IAP
National Philanthropy Day Supports AFP San Diego’s Empower Fund
Beyond recognizing local philanthropic leadership, National Philanthropy Day supports the Empower Fund, powered by U.S. Bank, which provides scholarships, educational opportunities and professional development for nonprofit leaders.
In its inaugural year, AFP San Diego raised $28,000 for the Empower Fund through National Philanthropy Day, with a goal of $50,000 in 2026. Contributions directly support educational initiatives for nonprofit professionals throughout the region. Donations are accepted year-round.
AFP San Diego’s National Philanthropy Day is made possible through the generous support of Presenting Sponsor PNC Bank, Empower Sponsor U.S. Bank, Focus Sponsor Sanford Institute of Philanthropy at NU and dozens of partners. View the full list of 2026 sponsors.
Event Details
Friday, Nov. 13, 2026 | 11 a.m.–1:30 p.m. Manchester Grand Hyatt, 1 Market Place, San Diego, CA 92101
Tickets and partnership opportunities are available at AFPSD.org – NPD 2026! For more information, contact Fiona King at 619-538-6605 or [email protected].
About AFP San Diego
The Association of Fundraising Professionals (AFP) San Diego Chapter has supported fundraising professionals and nonprofit leaders throughout San Diego County since 1974. Through professional education, mentorship, networking and leadership opportunities, AFP San Diego connects people at every stage of their careers while advancing ethical and effective fundraising practices. With more than 350 local members and connections to a global network of fundraising professionals, AFP San Diego invests in the people behind philanthropy to strengthen nonprofits and the communities they serve. Learn more at AFPSD.org & follow AFPSD on LinkedIn
In the last several years, there’s been a surge in FDA approvals for what’s known as oral oncolytics. Oral oncolytics are targeted cancer therapies that come in tablet, capsule or liquid form that patients can take at home, rather than in an infusion clinic. Scripps physicians have seen exponential growth using this approach, with patients citing convenience as a major quality-of-life enhancement in their cancer treatment. This approach also allows treatments to be customized based on specific genetic mutations and a patient’s unique disease biology. Find out more about oral oncolytics here.
For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.
Meet San Diego’s leading healthcare professionals, delivering exceptional medical and dental care through innovation, expertise, and dedication to patients.
Unio Specialty Care is a multi-specialty practice specializing in urology, gastroenterology, and radiation oncology.
Unio’s Radiation Oncology team—Dr. Donald B. Fuller, Dr. Tahir Ijaz, Dr. Reza Shirazi, and Dr. Siavosh Vakilian—combines extensive clinical experience with a commitment to personalized cancer care. The RO team treats cancerous and non-cancerous conditions using precision therapies including SBRT, IGRT, and the CyberKnife® S7 System, the only system of its kind in Southern California. Their expertise spans prostate, breast, lung, gastrointestinal, pancreatic, and central nervous system cancers, as well as low-dose radiotherapy for osteoarthritis.
In 2026, Dr. Shirazi and Dr. Vakilian were recognized as San Diego Top Doctors, joining Dr. Fuller and Dr. Ijaz, who have previously received this distinction.
Faces of Healthcare 2026: San Diego Fertility Center
Meet San Diego’s leading healthcare professionals, delivering exceptional medical and dental care through innovation, expertise, and dedication to patients.
Susanna Park, MD; Sandy Chuan, MD; Brooke Friedman, MD; Said Daneshmand, MD; Valerie Flores, MD; Bryn Willson, MD
At San Diego Fertility Center, parenthood starts with personalized, cutting-edge care. Nationally recognized physicians offer individualized plans spanning IVF, PGT, egg donation, surrogacy, Gentle IVF, fertility preservation, and LGBTQ+ family building. Newsweek ranked them among America’s Best Fertility Clinics in 2026: top 6% of 450+ clinics nationwide, and best in San Diego.
“Remind yourself you are not alone! You don’t have to have all the answers before you walk through the door,” says Dr. Friedman. “Our job is to listen, explain your options, and guide you toward what makes sense for you. Because fertility care isn’t one-size-fits-all — and building your family should feel like your journey, supported every step of the way.”
Faces of Healthcare 2026: North County Cardiovascular Specialists
Meet San Diego’s leading healthcare professionals, delivering exceptional medical and dental care through innovation, expertise, and dedication to patients.
At NCCS, both doctors take a personal, traditional approach to cardiovascular care. Patients speak directly with their physicians and build lasting relationships with doctors who know them.
“We became doctors to care for patients, not to run a business,” says Dr. Kabra, who trained in England and the United States and leads the practice’s office-based cardiac care. Dr. Rajamanickam, an interventional cardiologist trained under renowned Dr. Samin Sharma, shares the same philosophy.
Guided by evidence-based medicine, they tailor care to each patient’s unique history, physiology, lifestyle and goals. Both are respected, well-reviewed physicians and four-time Top Doctors.
Visit
3142 Vista Way, Suite 206, Oceanside, CA 92056 760-224-7776
