In today’s financial landscape, where banking options abound, finding the right institution to meet your needs can be overwhelming. Traditional banks have long been the go-to choice for many, however consumers are quickly realizing that credit unions are often a better optionknowing that local credit unions offer all of the advantages of a bank, yet more perks for your wallet.
Let’s delve into the unique advantages of banking with WheelhouseCreditUnion and compare its offerings to those of traditional banks.
Enhanced Rewards Program
Wheelhouse Credit Union stands out among banks and other credit unions with its unique Debit Rewards1 program, designed to benefit its members in meaningful ways. While traditional banks may offer basic rewards like cashback or travel points for credit card purchases, Wheelhouse Credit Union takes it a step further. Our Debit Rewards program typically offers higher cashback percentages and a broader range of rewards categories. With our rewards program, Members can earn points for every qualifying transaction made with their Wheelhouse Visa® Debit Card, including on expenses like groceries, dining, and even online shopping.
Competitive Dividend Rates
When it comes to savings accounts, traditional banks often offer meager dividend rates that fail to keep up with inflation. Some are near zero. Wheelhouse Credit Union, on the other hand, frequently provides competitive rates on their savings and high-yield checking accounts—as much as 3.00% APY* when you go with InspiredChecking2. This means your money can work harder for you, generating more substantial returns over time. By leveraging higher dividend rates, Wheelhouse Credit Union empowers its Members to grow their savings and achieve their financial objectives faster.
Community-Focused Approach
One of the defining features of credit unions like Wheelhouse is their community-focused ethos. Unlike traditional banks, which are profit-driven entities, credit unions are not-for-profit cooperatives owned by their Members. This ownership structure allows credit unions to prioritize the needs and interests of their members above all else. Wheelhouse Credit Union is deeply committed to supporting the local community through financial literacy programs, charitable initiatives, and personalized Member service. Choosing a credit union over a traditional bank means you become part of a community that truly cares about your financial well-being.
Personalized Service and Member Benefits
Traditional banks often struggle to provide personalized service in an era dominated by digital interactions. Wheelhouse, however, excels in offering a more intimate and personalized banking experience while also putting cutting edge technology in the palm of your hands. With a credit union, you are not just an account number but a valued Member. Wheelhouse Credit Union takes pride in providing tailored financial advice, educational resources, and exclusive Memberbenefits. From financial planning assistance to educational workshops and discounted rates on loans, Wheelhouse Credit Union goes the extra mile to support Members’ financial success.
By choosing Wheelhouse, you become part of a supportive community that is committed to your financial well-being.
* APY = Annual Percentage Yield. Rates are effective as of 01/10/2025 and are subject to change without notice.
1 Debit Reward Points are earned each time you use your Wheelhouse® Visa® Debit Card on qualifying Non-PINbased point-of-sale (POS) transactions. Qualifying Non-PIN based POS transactions include debit transactions, contactless payments, card swipes, and signature-based transactions. Cash advances and ATM transactions are not considered qualifying transactions. All reward points will post to your account upon verification of qualifying transactions. For every qualified three dollars ($3.00) charged to the cardholder’s enrolled debit card, you will earn one (1) reward point. Log in to Digital Banking to view and redeem points. For a complete list of qualifying categories, visit WheelhouseCU.com/BonusRewards. Contact the Cards & Operations Department at (619) 297-4835 with questions or disputes regarding qualifying transactions.
2 To receive the APY of 3.00%, you must make a minimum of 20 qualifying purchase transactions using your Wheelhouse® Visa® Debit Card associated with an Inspired Checking account per calendar month and/or maintain an average daily balance of $75,000 or higher. No minimum balance is required to earn dividends. Inspired Checking is a variable rate account. The APY may change after account opening. APY is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. Inspired Checking requires an initial minimum deposit of $10, monthly direct deposits totaling $450 or more, an active online banking registration, and eStatementswithin 90 days of account opening. If requirements are not met and maintained, account will be converted to a Basic Checking Account which may be subject to different terms, conditions, and restrictions.
Other terms, conditions, and restrictions may apply. Membership is required.
Today’s seniors are more connected than ever, with a renewed focus on retirement as a time of discovery and enriching experiences. The ultimate reward for a retirement well-earned is the wisdom to appreciate it all, and what better place to enjoy that unique perspective than Vi at La Jolla Village, in the heart of San Diego.
All-access pass to good living.
As a Continuing Care Retirement Community (CCRC), Vi provides access to a connected and fulfilling community while making it easy to plan for future care, should the need ever arise. With a care plan in place, residents enjoy greater financial predictability and long-term value, freeing them to focus on making the most out of retirement.
Resort-style amenities at the epicenter of a cultural hub like San Diego offer a retirement experience unlike any other. Paired with exceptional dining, spacious accommodations and dedicated staff, the best of maintenance-free living is all around. And with the introduction of Vista 360 Well-Being, Vi’s panoramic approach to wellness, there are more ways than ever for residents to access it all.
The harmony of mind, body and community.
Courtesy of Vi at La Jolla Village
The key to longevity is striking the right balance in maintaining an active lifestyle with an active mind in a fulfilling community. With newly renovated community spaces and restaurants, Vista brings a variety of opportunities for residents to elevate their well-being through Vi-exclusive “Signature Experiences.”
Vista Enrich takes an evidence-based approach to brain vitality, keeping residents at the forefront of cognitive health through exergaming (exercising + gaming), nutritional plans and informative workshops. It is also home to The Brain Vitality Studio, an innovative facility dedicated to cognitive fitness that has garnered national recognition.
Vista Discover invites residents into stimulating educational experiences, from chef-led cooking demos and guided wine tastings to lectures at local universities and intimate lectures following cultural outings.
While Vista Enrich focuses on brain health and Vista Discover engages residents intellectually, Vista Explore cultivates a sense of adventure through curated travel and local excursions. But broadening one’s horizons doesn’t always require a plane ticket. One recent event brought a taste of the world right to the community: an onsite “jazz cruise” featuring live music and global cuisine served at a series of themed “ports” all within the community’s own ballroom.
“Location, location, location”
Courtesy of Vi at La Jolla Village
One of the biggest perks of life at Vi at La Jolla Village is its proximity to just about everything. With easy access to transportation and local attractions just steps away, residents can explore and engage with their community at their own pace.
“There are trolley and bus stops within a 5-minute walk that will get you to the beach, UCSD Campus, medical appointments, downtown La Jolla or San Diego, et cetera. We rarely use our car,” said resident Tom Yager.
With the best of San Diego just steps away, residents don’t just live in the city, they live within reach of everything that makes it special.
The best of all worlds.
Courtesy of Vi at La Jolla Village
At Vi at La Jolla Village, retirement isn’t a chapter to slow down; it’s an invitation to discover more. Tailored community experiences created by Vista, paired with the vibrant pulse of San Diego just outside the door, mean that residents don’t have to choose between security and adventure, connection and independence. They get all of it.
This is what an all-access pass to good living looks like: the comforts of an elevated lifestyle, a community built for growth and a city made for discovery – all in one place.
To learn more about Vi at La Jolla Village or for details on available floor plans, visit ViatLaJollaVillage.com/SDM.
NewBridge School is San Diego’s only school dedicated to the education of students with dyslexia and related learning profiles. For 30 years we have successfully served students with dyslexia, dysgraphia, dyscalculia, receptive/expressive language disorders, ADHD, executive functioning and memory deficits. Students transition successfully into academically rigorous high schools and colleges across the country. Why NewBridge? Training, training, training (plus intensive individualization, and comprehensive program design). All teachers are trained and retrained biennially in Orton-Gillingham, the only approach proven to remediate dyslexia based on Science of Reading research, and complete a year-long training program. Every aspect of our program is designed around our students’ learning styles and needs. Every class is taught by a highly-trained expert, and our Speech/Language and Occupational Therapy teams embed throughout the day. Our multisensory, multi-tiered math program has been developed in conjunction with sister schools and experts across the country. Don’t wait—early intervention is magic!
The Children’s School (TCS) is an independent school in La Jolla working with students from toddler through eighth grade. Rooted in the belief that every child has unique strengths and limitless potential, TCS provides a joyful, challenging education that inspires curiosity, confidence, and a lifelong love of learning. Experienced teachers know each student well and create meaningful opportunities for academic, social, and emotional growth through personalized instruction and hands-on, interdisciplinary learning. A culture of respect, inclusion, and collaboration encourages students to ask questions, take thoughtful risks, and develop a strong sense of responsibility to one another and the world around them. At TCS, learning extends beyond the classroom through meaningful connections with the local community and natural environment. Graduates leave TCS with a strong academic foundation, a sense of purpose, and the character to thrive in high school and beyond as engaged learners, compassionate leaders, and thoughtful citizens.
Enrollment: 240
Grades: Toddler – Grade 8
Tuition: $10,800 – $34,000
Deadline: Priority Application & Tuition Assistance for new students: Feb. 1, 2027
Gender: All-inclusive
Details Progressive, independent school. No religious affiliation
Growing up, Laika Nur, MD, Scripps Clinic sports medicine specialist, loved watching beach volleyball when the Association of Volleyball Professionals tour came to her hometown of Chicago. A talented volleyball player herself, she remembers sitting in the stands all day, and once, even got a couple autographs. Years later, Dr. Nur was attending a professional event focused on women’s sports, and the discussion turned to a new professional women’s volleyball league. The general manager and coaching staff for San Diego’s team, the Mojo, happened to be in attendance, and Dr. Nur took the opportunity to ask them if they needed a team doctor. Flash forward to the Mojo’s inaugural 2024 season, when Dr. Nur officially became the team physician. Click here to read more about Dr. Nur and how she incorporates lessons she learned on the court into her practice.
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Your feet and ankles probably aren’t something you give much thought to—until something goes wrong. Orthopedic surgeons at Scripps Clinic are on the leading edge of foot and ankle reconstruction, treating patients with sports injuries, deformities, traumatic injuries and other conditions. That includes repairing torn Achilles tendons with a minimally invasive procedure that shrinks the incision site to less than a centimeter, and performing advanced ankle replacement on some patients with ankle arthritis. Read more about Scripps’ innovations in foot and ankle care here.
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Mai Vue was just 34 weeks pregnant when she delivered her baby. Her pregnancy had been complicated, and she’d had a recent second trimester pregnancy loss, which led to her receiving specialized care from Sean Daneshmand, MD, a Scripps Clinic perinatologist who oversees high-risk pregnancies. Dr. Daneshmand and his team took care of Mai during her pregnancy, through the birth of her healthy baby girl and beyond. Mai was part of a program Scripps launched to provide support to new moms in the weeks and months after delivery. The postpartum program, known as Scripps Health’s Fourth Trimester Continuum of Care, provides care for women with high-risk pregnancies to optimize their health after childbirth and reduce the risk of complications in future pregnancies. Click here to learn more.
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