Sponsored Content provided by Copia Wealth Management & Insurance Services
Every day you make countless decisions about money. In-person, online, in your car and at home, you are making choices more than you probably even realize. These decisions and behaviors, both conscious and subconscious, add up over time and will ultimately pave the way for your financial future.
Your everyday financial decisions are rooted in your relationship with money and your understanding of how it works. Whether they realize it or not, people often have a relationship with money characterized by fear and anxiety. Why? Because so many people today feel stuck, constantly wondering, “Will I have enough money?”
Unfortunately, financial literacy is severely lacking in our country. The consequences are both devastating and widespread, impacting huge numbers of people across all ages and backgrounds. Financial literacy is the ability to understand and effectively use various financial skills such as personal financial management, budgeting, and investing. However, most of us were never taught these things. Many parents don’t discuss money in depth with their children. We grow into adults, get a job to earn a living, and are left to figure out the rest on our own. Well, the system has failed you and hundreds of thousands of other people just like you. As a result, through no fault of your own, your beliefs about money may be holding you back from building wealth and enjoying financial freedom.
Reconsider your transactions with the government, banks, and other financial institutions you do business with every day. They operate in their own best interests and are making money off your money every chance they get. It’s time you act to protect your own interests, since they certainly aren’t going to do it for you. Some of the biggest threats to your wealth include: taxes, fees, lost opportunity costs, wealth transfers, time, average vs. compounding rates of return and more.
So, where do you begin? You need to get educated!
In today’s fast paced world, people get so wrapped up working hard to earn money that their true goals and desires for their life often get pushed aside. The picture blurs on what it is that they are really working toward. It should be front and center in your planning, not pushed aside and forgotten. Designing your unique financial journey begins with outlining what it is that you truly want for your life, your family, and your legacy.
Wealth is not created instantly – it results from a series of mindful choices, discipline, and calculated sacrifices. How can you make informed decisions each day if you’re unclear on your goals or how to achieve them? We want to give you the opportunity to talk about your most vulnerable relationship in the world: money. Go ahead and invent your ideal future, without restrictions. Only then, can we begin to design the steps necessary to make it happen.
Now is the time to take action! Don’t work another day without clearly defined goals and an expertly designed action plan for getting there. Partner with us and we will act in your best interest. Call us now at (619) 640-2622 or visit www.wealthbydesignbook.com to start designing the financial future you and your family deserve!
Elisabeth with book
Written By:
Elisabeth Dawson
President & CEO
LIC #0C72164, #0G81294
Copia logo
Investment advice offered through Copia Wealth Management Advisors, Inc.
Copia Wealth Management Advisors, Inc. is a registered investment adviser.
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Studio S
SEPTEMBER 11, 2026
Vi at La Jolla Village – Senior Living in the Heart of Everything
At Vi at La Jolla Village, residents don't have to choose between security and adventure, connection and independence. They get all of it.
Today’s seniors are more connected than ever, with a renewed focus on retirement as a time of discovery and enriching experiences. The ultimate reward for a retirement well-earned is the wisdom to appreciate it all, and what better place to enjoy that unique perspective than Vi at La Jolla Village, in the heart of San Diego.
All-access pass to good living.
As a Continuing Care Retirement Community (CCRC), Vi provides access to a connected and fulfilling community while making it easy to plan for future care, should the need ever arise. With a care plan in place, residents enjoy greater financial predictability and long-term value, freeing them to focus on making the most out of retirement.
Resort-style amenities at the epicenter of a cultural hub like San Diego offer a retirement experience unlike any other. Paired with exceptional dining, spacious accommodations and dedicated staff, the best of maintenance-free living is all around. And with the introduction of Vista 360 Well-Being, Vi’s panoramic approach to wellness, there are more ways than ever for residents to access it all.
The harmony of mind, body and community.
Courtesy of Vi at La Jolla Village
The key to longevity is striking the right balance in maintaining an active lifestyle with an active mind in a fulfilling community. With newly renovated community spaces and restaurants, Vista brings a variety of opportunities for residents to elevate their well-being through Vi-exclusive “Signature Experiences.”
Vista Enrich takes an evidence-based approach to brain vitality, keeping residents at the forefront of cognitive health through exergaming (exercising + gaming), nutritional plans and informative workshops. It is also home to The Brain Vitality Studio, an innovative facility dedicated to cognitive fitness that has garnered national recognition.
Vista Discover invites residents into stimulating educational experiences, from chef-led cooking demos and guided wine tastings to lectures at local universities and intimate lectures following cultural outings.
While Vista Enrich focuses on brain health and Vista Discover engages residents intellectually, Vista Explore cultivates a sense of adventure through curated travel and local excursions. But broadening one’s horizons doesn’t always require a plane ticket. One recent event brought a taste of the world right to the community: an onsite “jazz cruise” featuring live music and global cuisine served at a series of themed “ports” all within the community’s own ballroom.
“Location, location, location”
Courtesy of Vi at La Jolla Village
One of the biggest perks of life at Vi at La Jolla Village is its proximity to just about everything. With easy access to transportation and local attractions just steps away, residents can explore and engage with their community at their own pace.
“There are trolley and bus stops within a 5-minute walk that will get you to the beach, UCSD Campus, medical appointments, downtown La Jolla or San Diego, et cetera. We rarely use our car,” said resident Tom Yager.
With the best of San Diego just steps away, residents don’t just live in the city, they live within reach of everything that makes it special.
The best of all worlds.
Courtesy of Vi at La Jolla Village
At Vi at La Jolla Village, retirement isn’t a chapter to slow down; it’s an invitation to discover more. Tailored community experiences created by Vista, paired with the vibrant pulse of San Diego just outside the door, mean that residents don’t have to choose between security and adventure, connection and independence. They get all of it.
This is what an all-access pass to good living looks like: the comforts of an elevated lifestyle, a community built for growth and a city made for discovery – all in one place.
To learn more about Vi at La Jolla Village or for details on available floor plans, visit ViatLaJollaVillage.com/SDM.
Atrial fibrillation (AFib) is the most common cardiac dysrhythmia, affecting more than 10 million people in the U.S. The condition, characterized by an irregular and often rapid heartbeat, raises the risk of stroke, heart failure and death. Advances in electrophysiology, a subspecialty of cardiology focused on the heart’s electrical system, are transforming how AFib and other dysrhythmias are diagnosed and treated. Scripps electrophysiologists use state-of-the-art therapies—some of which they helped develop. They were instrumental in the pre-FDA approval research for an effective new treatment, pulsed field ablation, and are on the forefront of other innovative treatments. Click here to learn more.
For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.
A relatively new therapy called basivertebral nerve ablation (BVN) that uses radiofrequency to effectively burn the nerve pain away gave marathon runner and single dad Kenny Lopez his life back. Kenny suffered a debilitating injury in April 2024, while lifting his toddler out of his car seat. He described the pain as nothing he’d experienced before. While looking for an effective treatment option, Kenny met Scripps Clinic physiatrist and interventional pain specialist Kevin “Buzz” Barrette, MD, who recommended BVN. After some hesitation and pushing through the pain during two marathons, Kenny was ready to give it a try. He underwent the BVN procedure in October and relief was nearly instantaneous. Click here to read more about the procedure and how it helped Kenny hit the ground running.
For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.
NewBridge School is San Diego’s only school dedicated to the education of students with dyslexia and related learning profiles. For 30 years we have successfully served students with dyslexia, dysgraphia, dyscalculia, receptive/expressive language disorders, ADHD, executive functioning and memory deficits. Students transition successfully into academically rigorous high schools and colleges across the country. Why NewBridge? Training, training, training (plus intensive individualization, and comprehensive program design). All teachers are trained and retrained biennially in Orton-Gillingham, the only approach proven to remediate dyslexia based on Science of Reading research, and complete a year-long training program. Every aspect of our program is designed around our students’ learning styles and needs. Every class is taught by a highly-trained expert, and our Speech/Language and Occupational Therapy teams embed throughout the day. Our multisensory, multi-tiered math program has been developed in conjunction with sister schools and experts across the country. Don’t wait—early intervention is magic!
The Children’s School (TCS) is an independent school in La Jolla working with students from toddler through eighth grade. Rooted in the belief that every child has unique strengths and limitless potential, TCS provides a joyful, challenging education that inspires curiosity, confidence, and a lifelong love of learning. Experienced teachers know each student well and create meaningful opportunities for academic, social, and emotional growth through personalized instruction and hands-on, interdisciplinary learning. A culture of respect, inclusion, and collaboration encourages students to ask questions, take thoughtful risks, and develop a strong sense of responsibility to one another and the world around them. At TCS, learning extends beyond the classroom through meaningful connections with the local community and natural environment. Graduates leave TCS with a strong academic foundation, a sense of purpose, and the character to thrive in high school and beyond as engaged learners, compassionate leaders, and thoughtful citizens.
Enrollment: 240
Grades: Toddler – Grade 8
Tuition: $10,800 – $34,000
Deadline: Priority Application & Tuition Assistance for new students: Feb. 1, 2027
Gender: All-inclusive
Details Progressive, independent school. No religious affiliation
Growing up, Laika Nur, MD, Scripps Clinic sports medicine specialist, loved watching beach volleyball when the Association of Volleyball Professionals tour came to her hometown of Chicago. A talented volleyball player herself, she remembers sitting in the stands all day, and once, even got a couple autographs. Years later, Dr. Nur was attending a professional event focused on women’s sports, and the discussion turned to a new professional women’s volleyball league. The general manager and coaching staff for San Diego’s team, the Mojo, happened to be in attendance, and Dr. Nur took the opportunity to ask them if they needed a team doctor. Flash forward to the Mojo’s inaugural 2024 season, when Dr. Nur officially became the team physician. Click here to read more about Dr. Nur and how she incorporates lessons she learned on the court into her practice.
For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.
