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Partner Content AUGUST 9, 2023

Will You Run Out of Money in Retirement? Money management tips to protect against.

Nothing should stand between you and the retirement you’ve worked your whole life to achieve.

Will You Run Out of Money in Retirement? Money management tips to protect against.
Main Image Copia.

Main Image Copia.

Nothing should stand between you and the retirement you’ve worked your whole life to achieve. However, the reality is that a comfortable retirement doesn’t happen by accident. Even if retirement seems far off, here are some of the biggest challenges you should start preparing for now, in order to protect the future that you and your loved ones hope to enjoy.Rising Inflation – Within the last few years rapid inflation has demanded more attention and it’s not going anywhere. The prices of goods and services are continuing to rise, year over year, so the purchasing power of your retirement income is going to decrease. That’s why if you assume your expenses will be the same in retirement as they are today, you’re going to run out of money To combat inflation, look for investments that will grow your assets with minimal fees. Aim to create income streams that can provide a cost-of-living adjustment increase each year to keep pace with inflation. Staying mindful of inflation will help you maintain your standard of living throughout your retirement years without forcing you to spend down your assets faster than expected. Long-Term Care Costs – You can run out of money quickly if you need long-term care (LTC) but don’t have a plan to pay for it. The Department of Health and Human Services reports that more than half of adults turning 65 today will need long-term care and about 1 in 7 will need care for more than five years. The average annual cost of care in an assisted living facility was $54,000 in 2021 and this will continue to rise. Protect yourself from costly and unexpected LTC expenses by looking into an LTC insurance policy or hybrid life insurance policy that will pay out if you have an LTC event. Certain types of longevity annuities can also help cover LTC costs and prevent a forced rapid spend-down of your retirement assets. Unpredictable Market Fluctuations – Millions of people saw their plans for retirement evaporate with the market crash of 2008. You can’t afford to risk your retirement dreams on the timing of the next market downturn.To understand your risk exposure and avoid unwelcome surprises that can derail your retirement, you need a comprehensive risk analysis. This clearly outlines the risk exposure within your investments and will help you understand exactly how the money you plan to depend on for retirement income can be impacted by potential stock market downturns and other economic factors. This knowledge allows you to make informed decisions on the extent of what you are willing to risk and what amount needs to be protected for you to live comfortably and without worry. What steps are you taking to protect your retirement dreams and ensure that your money lasts as long as you do? If you hope to enjoy retirement and live without the fear of running out of money, the time to act is now! Schedule a time to receive your complimentary Retirement Income for Life Blueprint and discover the decisions you can make today to ensure that your future retirement is everything you deserve to enjoy.Find out more strategies for creating the long-term wealth you desire and avoiding common retirement missteps in Elisabeth’s new book, Retirement By Design.

Investment advice offered through Copia Wealth Management Advisors, Inc. Copia Wealth Management Advisors, Inc. is a registered investment advisor.

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Studio S OCTOBER 22, 2026

Milan Design + Build Helps San Diegans Remodel Their Homes

The San Diego home remodeling company works on full homes, kitchens, bathrooms, home additions, ADUs, garages, landscapes, and hardscapes.

Milan Design + Build Helps San Diegans Remodel Their Homes
Courtesy of Milan Design

Most homeowners want two things before they commit to a remodel: a realistic sense of cost and a clear picture of what the finished space will look like. Milan Design + Build helps deliver both through its online remodeling estimator and personalized design consultations, supported by a showroom experience and 3D renderings.

“The online estimate gives homeowners a starting number in about a minute, and the showroom and 3D renderings let them see materials and layouts before anything is built,” says David Noriani, CEO of Milan Design + Build. “Keeping design, permits, and construction with one team helps us manage expectations and keep everyone working toward the same vision.”

Courtesy of Milan Design

Modern design is a particular focus for Milan, with an emphasis on clean lines, natural light, functional layouts, and carefully selected materials. The team adapts each design to the homeowner’s lifestyle and the character of the property. Milan Design + Build combines thoughtful design with construction expertise, creating spaces that are as functional as they are beautiful.

The online estimator covers kitchen remodels, bathroom renovations, full-home remodels, and ADU construction. At Milan’s showroom on Carroll Road, visitors can review real materials, finishes, and design options, meet the design-build team, and discuss project scope, budget, and timing. Consultations can also be held virtually for homeowners who prefer to start remotely.

At Milan Design + Build, one integrated team works on the entire project. Design and construction aren’t divided between separate firms. The process begins with a consultation and feasibility review, followed by design, space planning, and 3D renderings developed from detailed measurements and digital scans. The team also coordinates architectural plans, structural engineering, city approvals, and material selection, with construction overseen by a dedicated project manager.

Homeowners can explore their remodeling options, get an initial estimate, or request a design consultation at MilanBuild.com.

Courtesy of Milan Design

Partner Content
Partner Content OCTOBER 29, 2026

Clinical Research: The Other Side of Patient Care

Clinical trials and physician-initiated studies bring new, innovative treatments to patients sooner

Clinical Research: The Other Side of Patient Care
Courtesy of Scripps Health

At any given time, there are roughly 200 research investigations and clinical trials being conducted at Scripps Health in as many as 25 medical specialties. Research and patient care go hand-in-hand at Scripps. Those studies can be categorized as clinical trials of a medication or device that are conducted by Scripps physicians and studies designed by Scripps’ physicians and clinicians. Click here to learn about three exciting studies underway at Scripps and the benefits to patients. 

For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.

Partner Content
Partner Content OCTOBER 29, 2026

Healthcare in the Palm of Your Hand

New MyScripps mobile app features give patients more options to connect with their provider

Healthcare in the Palm of Your Hand
Courtesy of Scripps Health

Scripps has recently unveiled new features in the MyScripps patient portal and mobile app to help patients connect with their primary care team and simplify the payment process. Among the recent updates is the addition of primary care E-visits for minor conditions. Patients who have an established primary care physician can schedule an E-visit, complete an online questionnaire and, if needed, send a photo. Their doctor can then advise and prescribe medication, when appropriate. Autopay is also now available through MyScripps. Patients can enable or disable autopay, allowing them to more easily manage payments. Learn more about MyScripps and how it helps patients stay connected here. 

For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.

Partner Content
Partner Content OCTOBER 29, 2026

Serving Up a Second Chance

A cancer diagnosis forced a Carlsbad woman to prioritize her health. Now she’s using her story to inspire others.

Serving Up a Second Chance
Courtesy of Scripps Health

Farrah Adams had a persistent dull ache in her lower back that her massage therapist suggested might be caused by the way she sat or drove. That explanation seemed reasonable, but when coupled with heavy, painful periods led the then 46-year-old to seek answers. When she looks back on it now, she’s beyond grateful she trusted her gut. She made an appointment with a Scripps OB-GYN, who determined she had Stage 3 cervical cancer that had spread to several lymph nodes. Farrah was overwhelmed, but immediately found a “champion” in Scripps Clinic gynecologic oncologist Jo Marie Tran Janco, MD. After undergoing successful treatment at Scripps Cancer Center, Farrah is now using her story to inspire other women to make time for care. Read more of her story here. 

For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.

Partner Content
Partner Content OCTOBER 22, 2026

Association of Fundraising Professionals San Diego To Recognize 11 Honorees at 54th Annual National Philanthropy Day in November

This year’s theme, 'Impact Through Philanthropy,’ spotlights the impact of individuals, businesses and community organizations throughout San Diego County.

Association of Fundraising Professionals San Diego To Recognize 11 Honorees at 54th Annual National Philanthropy Day in November
Courtesy of AFP

On Friday, November 13, 2026, more than 1,000 community, business, nonprofit and philanthropic leaders will gather at the Manchester Grand Hyatt for AFP San Diego’s 54th Annual National Philanthropy Day, presented by PNC Bank.

“Impact through Philanthropy isn’t just a theme; it’s what we see every day in San Diego’s diverse communities,” said Ingrid de Llamas, CFRE, IAP, AFP San Diego chapter president. “The honorees show what’s possible when intention meets generosity, leadership and dedication come together. We’re honored to celebrate the honorees alongside our presenting sponsor, PNC Bank.”

“Philanthropy is one of San Diego’s great strengths—not just because of this community’s generosity, but because of what happens when people unite around the belief that our region can be better,” said Mark Stuart, President & CEO of the San Diego Foundation and Honorary Committee Chair for National Philanthropy Day. “National Philanthropy Day lets us recognize the donors, volunteers, fundraisers, and organizations who turn that belief into action, strengthening lives throughout our community. Celebrating them reminds us all of the extraordinary power we have when we work together.”

Eleven honorees, including eight individuals and three organizations, were selected from scores of nominees submitted from throughout San Diego County. Honorees were selected through a rigorous vetting process by AFP San Diego’s Honorary Committee.

2026 National Philanthropy Day Honorees:

  • Outstanding Development Professional, Emerging Leader – Miguel Lopez, CFRE (San Diego Foundation)
  • Outstanding Development Professional, Mid-Career – Amie Brown, CFRM (Meals on Wheels San Diego County)
  • Outstanding Development Professional, Career Achievement – David Hanses (Scripps Institution of Oceanography)
  • Outstanding Organization, IDEA – The San Diego LGBT Community Center
  • Outstanding Grantmaking Organization – David C. Copley Foundation
  • Outstanding Philanthropic Business or Corporation – Maya’s Cookies
  • Outstanding Student Volunteer – Chris Zheng (Casa de Amistad)
  • Outstanding Volunteer – Dr. Suzanne Afflalo (A Healthier Me)
  • Outstanding Volunteer – Fred Davis (Serving Seniors)
  • Outstanding Philanthropists – Mel & Linda Katz
  • Special Lifetime Achievement Award – Ingrid de Llamas, CFRE, IAP

National Philanthropy Day Supports AFP San Diego’s Empower Fund

Beyond recognizing local philanthropic leadership, National Philanthropy Day supports the Empower Fund, powered by U.S. Bank, which provides scholarships, educational opportunities and professional development for nonprofit leaders.

In its inaugural year, AFP San Diego raised $28,000 for the Empower Fund through National Philanthropy Day, with a goal of $50,000 in 2026. Contributions directly support educational initiatives for nonprofit professionals throughout the region. Donations are accepted year-round.

AFP San Diego’s National Philanthropy Day is made possible through the generous support of Presenting Sponsor PNC Bank, Empower Sponsor U.S. Bank, Focus Sponsor Sanford Institute of Philanthropy at NU and dozens of partners. View the full list of 2026 sponsors.

Event Details

Friday, Nov. 13, 2026 | 11 a.m.–1:30 p.m.
Manchester Grand Hyatt, 1 Market Place, San Diego, CA 92101

Tickets and partnership opportunities are available at AFPSD.org – NPD 2026! For more information, contact Fiona King at 619-538-6605 or [email protected].

About AFP San Diego

The Association of Fundraising Professionals (AFP) San Diego Chapter has supported fundraising professionals and nonprofit leaders throughout San Diego County since 1974. Through professional education, mentorship, networking and leadership opportunities, AFP San Diego connects people at every stage of their careers while advancing ethical and effective fundraising practices. With more than 350 local members and connections to a global network of fundraising professionals, AFP San Diego invests in the people behind philanthropy to strengthen nonprofits and the communities they serve. Learn more at AFPSD.org & follow AFPSD on LinkedIn

Partner Contnet
Partner Content OCTOBER 19, 2026

New Tools for Treating Cancer — at Home

Oral oncolytics provide certain patients with effective treatment without IV medication

New Tools for Treating Cancer — at Home
Courtesy of Scripps Health

In the last several years, there’s been a surge in FDA approvals for what’s known as oral oncolytics. Oral oncolytics are targeted cancer therapies that come in tablet, capsule or liquid form that patients can take at home, rather than in an infusion clinic. Scripps physicians have seen exponential growth using this approach, with patients citing convenience as a major quality-of-life enhancement in their cancer treatment. This approach also allows treatments to be customized based on specific genetic mutations and a patient’s unique disease biology. Find out more about oral oncolytics here. 

For more nutrition, wellness, and healthy living tips, sign up for the San Diego Health newsletter here.

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